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Platinum Mastercard Credit Cards
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Would you like to enjoy the platinum benefits? A credit card that offers a higher line of credit than most gold cards, (generally more than $5,000). In addition, issuers provide extra perks or incentives to cardholders, like advanced customer service, lower interest rates and auto insurence. Browse through our credit card offers below! Application could not be easier. Just click and get a response in half a minute!
If you need more information about credit cards, then have a look at our collection of related websites!
Make sure you read our terms and conditions before applying for a credit card!
Before selecting a credit card from the listed Mastercards below become familiar with the terms commonly used to describe the conditions of credit. To help you with the terminology, we assembled some crucial terms and their explanations.
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Miles by Discover® Card
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Book any travel, anytime with no blackout dates or restrictions
Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards, or cash.
Double Miles through our exclusive online shopping site
Unlimited Miles
Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information.
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New Millenium Bank Secured Black Diamond Visa®
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Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check
* Terms and conditions apply.
Show me more information!
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Discover® More® Card - Clear
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5% Cashback BonusŪ in categories like travel,home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback BonusŪ on all other purchases
5% to 20% Cashback BonusŪ through our exclusive online shopping site
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information.
Show me more information!
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New Millennium Bank Secured Platinum Visa®/MasterCard®
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No credit check
Guaranteed approval
Free companion ticket upon enrollment
Travel related benefits
Reports to all three major credit bureaus.
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Wired Plastic Prepaid Visa Card
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New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide
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Platinum Card® from American Express
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Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
Complimentary Airport Club Access
The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
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IberiaBank Visa Gold Cash Back Rewards Card
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New Millenium Bank Secured Black Diamond Mastercard®
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Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check
* Terms and conditions apply.
Show me more information!
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American Express® Preferred Rewards Gold Card
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Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.
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Terminology guide
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Annual Percentage Rate (APR)
The APR is a measure of the cost of credit, expressed as a yearly rate. The term was established by the Federal Truth-In-Lending law. A card issuer must also disclose the "periodic rate," which is the rate applied to any outstanding (unpaid) charge for each billing period. Example: 18% APR is 1.5% per month. The maximum APR that can be charged for credit cards is set by state law. Florida creditors cannot charge more than 18%, however some states have a higher ceiling. When shopping for a credit card remember, the lower the APR the lower the cost of financing. Some credit card issuers have lower APR than others. When considering a card issued in another state remember the APR conforms to that state's law not Florida's, so rates may be higher, or lower.
Some credit cards have a "variable rate." Rates can go up or down with certain economic indicators. If a credit card has a variable rate find out what index is used, what the percentage will be above the index, whether there is a minimum or maximum APR, how often and how much your rate can change and how a change will affect your minimum monthly payment.
Grace Period (Free Period)
The grace period allows you to avoid paying a finance charge by paying your current balance in full before the "due date" shown on your statement. Many credit card companies offer a grace period, but not all do. If there is no grace period, a finance charge will be imposed on each purchase from the day it is posted to your account.
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If your card offers a free grace period your bill must be mailed 14 days before your payment is due. This is to ensure that you have enough time to make your payment before the due date. However if your bill is mailed to a distant location 14 days is not a long time because your bill must be mailed to you and your payment received by the company by the due date. Note: Payment to your account is credited on the date the payment is received, NOT on the date you mailed the payment.
Annual Fees
Most credit cards issued by a financial institution involve an annual fee. Merchant issued credit cards generally do not charge an annual fee.
Although most multipurpose cards assess a fee, the fees vary in amount and some cards are available without a fee. For example, some credit unions offer cards to members without assessing a fee. Some financial institutions offer cards without fees to depositors with certain types of accounts. Some credit card companies offer to waive the first year's annual fee to attract new card holders.
Transaction Fees
Most cards issued by financial institutions can be used to obtain cash in advance. Fees charged vary according to the system used. It is important to compare these charges.
Late Fees
Most credit card issuers assess a late fee if a payment is not made on the account by a specified date.
Credit Ceilings
Credit card issuers usually set a maximum amount on the credit available to a card holder. If the line of credit is not sufficient, the card holder can request a higher credit ceiling. If the card holder's income and credit history justify it, most companies will increase the amount of credit available up to levels established by company policy.
Since multipurpose cards can be used at many locations some holders exceed their credit limits. To discourage this practice most card issuers impose a fee for exceeding the credit limit. This fee is added each month that the account exceeds the credit limit.
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Links to related web content:
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Copyright 2003-2005 by Platinum Creditcards - Last updated on 2009-08-22
Site designed by Logo Design - Photos by Photo Travelogue
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